A Guide to Investing in REITs

Guide to investing in REITs

On August 31, 2016, S&P 500 will introduce a new sector – Real Estate. Up until now real estate companies, also known as REITs,  belonged to the Financial sector. They were in the company of large financial and insurance corporations. The new category will have 27 stocks, $567 billion of market capitalization and approximate weight Read more »

Мaximize the benefits of Roth IRA

Мaximize the benefits of Roth IRA

Roth IRA is a tax-exempt investment account that allows the owner to make after-tax contributions to save for retirement.  The plan has a tax free status. All investments grow tax-free. The Roth IRA offers a lot of flexibility and few constraints.  There are numerous ways to maximize the benefits of Roth IRA. Learn more about Read more »

Introduction to portfolio diversification

Introduction to portfolio diversification

Introduction Portfolio diversification is one of the main pillars of retirement planning. The old proverb “Never put all your eggs in one basket” applies in full strength to investing. Even the Bible talks about diversification. Ecclesiastes 11:2 says “Divide your portion to seven, or even to eight, for you do not know what misfortune may occur Read more »

How to build your 401k plan

How to build your 401k plan

401k plans are a powerful savings tool for retirement With total assets reaching $4.8 trillion dollars 401k plans are the most popular retirement vehicle and are increasingly used by employers to recruit and retain key talent.  401k accounts allow employees to build their retirement savings by investing a portion of their salary. Contributions to the plan Read more »