Tag Investing
How much do I need to save for retirement?
“How much to save for retirement?” Planning for retirement can be overwhelming. Many times, you may find yourself with more questions than answers. The magic number is a complex formula that depends on a combination of factors such as personal…
What to expect from the stock market in 2025?
As we step into 2025, we will eagerly watch the stock market again, hoping to build on the gains of the past two years. While no one can predict market direction with absolute certainty, a combination of recent market trends,…
Investing during election and how to beat uncertainty
Investing during election years often brings market uncertainty due to the potential for policy shifts. This uncertainty can prompt some investors to hold cash, fearing volatility, while others stay fully invested. Based on historical trends, market behavior, and investment principles,…
Roth IRA Contribution Limits 2024
The Roth IRA contribution limits for 2024 are $7,000 per person, with an additional $1,000 catch-up contribution for people who are 50 or older. There is a $500 increase from 2023. Roth IRA income limits for 2024 Roth IRA contribution…
Tax-loss harvesting. How to maximize your after-tax returns.
What is tax-loss harvesting? Tax-loss harvesting (TLH) is a strategy that you, as an investor, can use to reduce your capital gains taxes and potentially maximize your future after-tax returns. The TLH strategy involves selling an investment in a taxable…
Where to invest your money in 2023?
Where to invest your money in 2023? The last few years have been a rollercoaster for stock and bond investors. First, we had to deal with covid lockdowns and supply chain disruptions. Then came the war in Ukraine and the…
Where is the stock market going in 2023?
The stock market posted impressive gains in the first two months of 2023. It’s fair to say that the strong market rally in January caught a lot of market experts and investors off guard. The general mood at the end…
Roth IRA Contribution Limits 2023
The Roth IRA contribution limits for 2023 are $6,500 per person with an additional $1,000 catch-up contribution for people who are 50 or older. There is $500 increase from 2022. Roth IRA income limits for 2023 Roth IRA contribution limits…
Why investors should cheer this bear market
There is no doubt that 2022 has been a brutal year for investors. Many marquee household companies are down 30%, 40%, and 50%. Some have posted their worst performance in their history. The conservative bond investors didn’t have much to…
Bear market bottom and 10 sign to help you recognize it
A bear market bottom is often elusive and hard to identify. Every investor dreams of timing the stock market bottom and consistently buying low and selling high. But in reality, catching the bear market bottom is hard, even for experienced…
Cash is king and stocks are on sale
The stock market certainly feels like a rollercoaster these days. We had a strong finish in 2021, but almost everything went downhill from there, except for oil and inflation It has been a while since I wrote a mid-year market…
Ten Successful tips for surviving a bear market
Surviving a bear market can be a treacherous task even for experienced investors. If you are a long-term investor, you know that the bear markets are common. Since 1945, there have been 14 bear markets—or about every 5.4 years. Experiencing…
Inflation is a tax and how to combat it
Inflation is a tax. Let me explain. Inflation reduces the purchasing power of your cash and earnings while simultaneously redistributing wealth to the federal government. When prices go up, we pay a higher sales tax at the grocery store, restaurants,…
IRA Contribution Limits 2022
The IRA contribution limits for 2022 are $6,000 per person with an additional $1,000 catch-up contribution for people who are 50 or older. Contribution limits remain the same as 2021. What is an IRA? IRA or Traditional IRA is a…
Roth IRA Contribution Limits 2022
The Roth IRA contribution limits for 2022 are $6,000 per person with an additional $1,000 catch-up contribution for people who are 50 or older. There is no change from 2021. Roth IRA income limits for 2022 Roth IRA contribution limits…
Achieving tax alpha and higher after tax returns on your investments
What is tax alpha? Tax Alpha is the ability to achieve an additional return on your investments by taking advantage of a wide range of tax strategies as part of your comprehensive wealth management and financial planning. As you know,…
Successful strategies for (NOT) timing the stock market
Timing the stock market is an enticing idea for many investors. However, even experienced investment professionals find it nearly impossible to predict the daily market swings, instant sector rotations, and ever-changing investors’ sentiments. The notion that you can perfectly sell…
Five Investment Ideas for 2021
Investment ideas for 2021. 2020 was a challenging and transformative year. The world was battling with a new virus that spread nondiscriminatory around the globe. Entire countries shut down to protect themselves from the hidden enemy. As it happens always…
IRA Contribution Limits 2021
The IRA contribution limits for 2021 are $6,000 per person with an additional $1,000 catch-up contribution for people who are 50 or older. What is an IRA? IRA or Traditional IRA is a tax-deferred retirement savings account that allows you…
Roth IRA Contribution Limits 2021
The Roth IRA contribution limits for 2021 are $6,000 per person with an additional $1,000 catch-up contribution for people who are 50 or older. Roth IRA income limits for 2021 Roth IRA contribution limits for 2021 are based on your…
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